Key Takeaways
- Lenders require Independent Legal Advice (ILA) to ensure you fully understand the risks and voluntarily agree before signing key transaction documents.
- You must book your ILA appointment online before completing or signing any financial or property paperwork.
- Fast ILA offers quick, convenient online ILA appointments—no need to visit a solicitor’s office.
- Without an ILA certificate, lenders may refuse to release funds or you could be personally liable for the whole loan.
- Booking with Fast ILA only requires your documents, photo ID, and a device with a camera for the remote call.
- Fast ILA provides same-day ILA appointments with SRA-regulated solicitors and fixed fees from £120 plus VAT.
- Your ILA certificate is accepted by all UK lenders and issued promptly after your remote appointment if requirements are met.
- You can choose urgent, standard, or partner appointments and easily reschedule to fit your transaction timeline.
Fast ILA is rated Excellent on Trustpilot with continually five-star client reviews.
How to Book an ILA Appointment Online with Fast ILA
If your lender or broker has told you to obtain Independent Legal Advice (ILA) before signing, you can now handle the entire process online, without soliciting traditional delays. Fast ILA allows you to secure your ILA certificate fast—often same day—by scheduling a remote appointment with one of our SRA-regulated solicitors. Our process is transparent, efficient, and accepted by all UK lenders, whether the ILA is for a personal guarantee, bridging loan, occupier’s consent, joint borrower arrangements, or another property or finance transaction.
Our online system removes the need for office visits. You simply select an available slot, upload your documents, join your video appointment, and receive your digital ILA certificate by secure email—often within the same working day.
Why Do Lenders Require ILA Before Releasing Funds?
Lenders insist on an ILA certificate to prove you fully understand the legal consequences and risks in signing finance or property documents like guarantees, consent forms, or mortgage deeds. Following the RBS v Etridge guidance, UK courts expect lenders to demonstrate every signatory received genuinely independent legal advice, free from pressure or misunderstanding.
With Fast ILA, your ILA certificate proves to lenders you’ve had impartial, professional advice from our SRA-regulated solicitors. This protects all parties from disputes or claims about unfairness or lack of understanding.
ILA certificates from Fast ILA are accepted by all major UK lenders, ensuring a smooth and compliant transaction.
The Online ILA Booking Process: Step-by-Step
Booking an ILA appointment with Fast ILA is designed for speed and simplicity, with all steps handled securely online.
1. Gather Your ID and Transaction Documents
Before you book, collect your valid photo ID (such as a passport or UK photocard driving licence) and all documents your lender requires for ILA—such as guarantee forms, mortgage deeds, or consent letters.
If you need clarification about required documents, Fast ILA’s team will advise you at booking.
2. Pick Your Appointment Type and Time
Head to the Fast ILA online booking page and choose from standard, urgent, or same-day appointment types. You can view live availability and select a time to fit your schedule, even outside traditional office hours.
Flexible scheduling means you never miss a legal deadline.
3. Secure Your Booking and Pay Online
Complete your booking details and pay securely online. Fixed fees start from £120 + VAT, with all charges published upfront—so you’ll never face hidden extras. Booking is confirmed instantly by email.
4. Upload Your Documents Securely
After confirmation, you’ll receive a secure link to upload your ID and transaction paperwork. Our portal is encrypted and fully compliant with SRA privacy requirements. This enables your Fast ILA solicitor to review in advance and prepare tailored advice.
If you have trouble uploading anything, our support team is always on hand.
5. Attend Your Remote Video ILA Appointment
At the scheduled time, join your secure video meeting with your Fast ILA solicitor. No specialist apps or downloads are needed—just click the unique link sent to your email or text.
Your solicitor will:
- Confirm your identity on camera
- Explain the purpose and legal risks of the documents
- Ensure you’re acting freely and understand your position
- Answer any questions in plain English
The ILA call usually takes 20–30 minutes.
6. Receive Your Lender-Approved ILA Certificate
Your Fast ILA solicitor prepares your lender-approved ILA certificate straight after your appointment. This securely signed PDF is emailed to you, your broker, or lender as needed—often within hours of your call. This ensures your transaction can complete on schedule.
What Documents and ID Are Needed for Online ILA?
To complete your ILA, you generally need:
- Valid photo ID (passport or UK driving licence)
- The document that requires ILA (e.g., personal guarantee, consent form, mortgage)
- Any specific lender letters or instructions
- Proof of address (if your lender requests this)
Fast ILA will confirm exactly what’s needed for your transaction once you book.
If your documents are incomplete, our team will guide you to avoid delays.
How Does a Fast ILA Video Call Work?
Fast ILA’s remote ILA process is fully digital—yet highly personal and secure.
- You receive a unique, secure video link by email or SMS
- At the scheduled time, join from your phone, tablet, or computer—no special apps required
- Your Fast ILA solicitor checks your ID, asks a few preliminary questions, and reviews your transaction details
- They explain the legal document’s risks, confirm you’re acting independently, and answer your questions
- You sign the ILA certificate electronically or by approval, depending on your lender’s rules
If you need to reschedule due to timing or document changes, Fast ILA’s online system lets you select a new slot instantly and easily.
Urgent and Same-Day ILA Appointments: Your Options
Fast ILA specialises in urgent ILA services, perfect for clients facing last-minute transactions or lender-imposed deadlines. Our system shows live availability, including evening and weekend appointments, so you can secure your required certificate fast and keep your transaction moving.
| Service Level | Typical Turnaround | Fixed Fee (from) | Booking Method | Times Available |
|---|---|---|---|---|
| Standard ILA | 1–2 days | £120 + VAT | Book online | Office hours, evenings |
| Urgent/Same-Day ILA | Under 24 hours | £170 + VAT | Book online or call directly | Weekdays, evenings, weekends |
Avoid missing financial or property deadlines—Fast ILA stands ready for time-sensitive ILA requests.
What if I Don’t Book ILA Before Signing?
If you sign a document that requires Independent Legal Advice without obtaining a valid ILA certificate beforehand, you risk:
- Your lender or broker rejecting your signed document and pausing completion
- Losing access to agreed funds or facing withdrawal of loan or mortgage offers
- Exposure to later legal disputes or claims of undue influence
ILA certificates cannot be “backdated”—book your remote appointment with Fast ILA before you sign to stay fully compliant and avoid costly setbacks.
The Fast ILA Advantage: Why Choose Us for Online ILA?
Fast ILA modernises ILA, offering a streamlined alternative to outdated, in-person solicitor appointments.
- 100% remote ILA: Secure, video call advice with no physical meetings required
- SRA-regulated solicitors: Lender-accepted, legally robust service, every time
- Fixed, transparent pricing: Fees from £120 + VAT, published online
- Instant online booking: 24/7 scheduling to secure your slot, even same-day
- National coverage: Get your ILA from anywhere in England or Wales
- Five-star Trustpilot reviews: Read trusted client feedback
- Comprehensive support: Pre-call guidance, tech support, and clear post-call next steps
Experience the difference—book now and enjoy industry-leading ILA service, every step of the way.
Frequently Asked Questions About Online ILA with Fast ILA
Is online ILA valid for all UK lenders?
Yes—Fast ILA certificates are accepted by mainstream banks, building societies, and private lenders, provided your solicitor is SRA-regulated (which all Fast ILA solicitors are).
How do I know my online ILA is legally compliant?
Fast ILA’s process, from ID verification to secure video and electronic certificates, fulfils current SRA, lender, and anti-fraud requirements. We closely track lender policies to ensure ongoing compliance.
How quickly can I receive my ILA certificate?
Standard Fast ILA appointments are usually available next day. Urgent and same-day slots can deliver certificates within hours of your call—ideal for last-minute completions.
Can I reschedule if my plans change?
Yes, you can use your online booking link to reschedule at no extra charge, or contact Fast ILA support for help.
What types of documents do you cover?
Our solicitors provide ILA for personal guarantees, bridging loans, joint borrower (JBSP) arrangements, occupier’s consent, mortgage deeds, equity release, settlement agreements, and more. If you’re unsure, see our ILA services overview.
What if my documents aren’t ready yet?
Reserve your preferred slot now—our team will check your paperwork and guide you to ensure everything’s ready before your ILA call.
Book Your Online ILA Appointment with Fast ILA Today
Secure, remote, and accepted by all UK lenders—Fast ILA delivers the fastest, most reliable route to your Independent Legal Advice certificate. Our SRA-regulated solicitors offer fixed-fee, same-day video call appointments so you can meet your legal requirements quickly and without stress.
