Book Appointment Today: 0207 459 4037
From just £120 + VAT (£144), we provide independent legal advice for personal guarantees, bridging loans, mortgages, and secured lending. Our regulated lawyers offer fully remote, lender-approved ILA – often within 24 hours. Trusted nationwide, rated Excellent on Trustpilot with 100% 5-star reviews.
Got a quote? We will beat it by at least 10%
Verified
Karim Oualnan handled a contractual case to a successful resolution. Karim was very diligent, always providing great, honest advice in which Karim always put my best interests at the forefront of his suggestions during the case. He is very reliable, trustworthy and always on hand to help. I would highly recommend Karim.
Verified
I have no hesitation in recommending the services of Karim and his team. I had been banging my head against a brick wall after my bank forced the closure of my accounts and froze a substantial amount of my cash assets. Karim quickly reviewed all of the documentation relating to the matter and issued a letter before claim and formal notification of the intention to commence legal proceedings against the bank.
Verified
They gave me some great advice and answered all my questions during my phone call!
Verified
Karim was kind, knowledgeable, very professional, providing great ,honest advice ,always on hand to help. Karim quickly reviewed all of the documentation relating to the matter and issued a letter for me, thank you very much for the invaluable service you gave me ,highly recommend Karim..
Verified
Great experience. Very good communication and got the answers to my questions.
Verified
Karim was super helpful. The scheduled phone call was on time. All my questions were answered and after a few sleepless nights, my mind was put at ease. I have now decided to avoid a potentially costly court case thanks to Karim’s help and knowledge. Just making the decision to not pursue things any further after sound advice has made me feel so much better. Hopefully I’ve learnt a valuable lesson. Thank you again.
Verified
Brilliant service and lawyers. Karim and his team above all are caring, generous and helpful. I have been dealing with a stressful legal issue, and they were able to advise me and help resolve the matter. Thank you
Verified
I spoke with Karim, what a lovely guy. He gave every advice that he can give me even, I really appreciate for his help. I will be dealing with him in the future for sure.
Verified
From the very first interaction with Karim, we knew we were in the hands of someone truly exceptional, patient and utterly focused on the best outcomes for all. His ability to simplify complex legal issues whilst making us feel heard and valued set him apart immediately.
At Fast ILA, we make trusted legal advice fast, affordable, and accessible. Our SRA-regulated solicitors have decades of experience and deliver clear, effective solutions – fast. We were founded to take the stress out of legal advice by offering specialist Independent Legal Advice (ILA) that’s fully remote, fixed-fee, and recognised by lenders nationwide.
We’ve supported thousands of clients – from directors and property buyers to families and business owners – with urgent, high-stakes agreements.
Partner and Managing Director
Karim founded Fast ILA with one clear mission: to make expert legal advice accessible, fast, and affordable for everyone.
Growing up, Karim saw first-hand how people struggled with complex legal documents, unfair agreements, and a lack of affordable legal support. That experience inspired him to build a service where clarity, speed, and trust are at the heart of everything we do.
Fast ILA was created to break down barriers to justice. We deliver Independent Legal Advice from highly experienced, SRA-regulated solicitors all online, without delays or hidden costs.
Our promise is simple: We give you the advice you need, when you need it — with total clarity and no compromise on quality.
Our firm’s values ensure that we consistently exceed client expectations. We are:
200+
Lawyers*
95%+
Success
20
Offices*
*through our exclusive partnership with Spencer West LLP
Protect your position before signing. We advise company directors on the legal risks of personal guarantees required by lenders.
Fast ILA ensures you understand the legal and financial implications before securing urgent short-term finance.
We help non-owners joining mortgage applications understand their obligations and avoid future disputes.
Our solicitors provide clear advice to occupiers before they waive rights in a mortgaged property.
Whether adding or removing someone from a property title, we provide fast, lender-compliant legal advice.
We advise gift-givers and recipients to ensure deposit transfers are properly documented and lender-approved.
Secure your interest in a property. We explain and advise on co-ownership rights, contributions, and future sale terms.
Our regulated solicitors guide clients through equity release plans, explaining risks and long-term impact in plain English.
We provide independent legal advice for settlement terms or declarations — clear, compliant, and fully remote.
Our SRA-regulated solicitors are specialists in independent legal advice for personal guarantees, bridging loans, mortgages and more. Clients consistently describe us as “among the best in the country.”
Need urgent legal advice? We offer rapid appointments, including evenings and weekends. You can speak to a qualified solicitor within 24–48 hours - sometimes even the same day.
No hidden charges. We offer transparent pricing from just £120 + VAT, with fixed-fee packages accepted by all major lenders. You’ll always know what you’re paying.
All services are provided securely online. Our legal advice, ID checks, and document certification are fast, paperless, and fully compliant with UK lending and legal standards.
Every matter is handled by qualified solicitors regulated by the Solicitors Regulation Authority (SRA). Our advice certificates are accepted by banks, lenders, and law firms across England and Wales.
We’re proud to have a 100% 5-star Trustpilot rating. Not satisfied? We’ll offer a 10% discount – no questions asked.
At Fast ILA, we specialise in delivering clear, compliant legal advice fast. Whether you’re signing a personal guarantee, bridging loan, or mortgage, our regulated solicitors provide expert advice – fully remote, affordable, and lender-approved.
Yes. If you’re signing a personal guarantee, lenders usually require independent legal advice from a solicitor. It confirms you understand the risks and are signing freely protecting both you and the lender. Without ILA, your deal could be delayed or blocked.
Failing to obtain ILA when required can cause serious problems:
Your agreement might be unenforceable
The lender may refuse to proceed
You could be held personally liable without full legal understanding
We make it easy, fast, and 100% online:
Book your appointment & Pay on our website in seconds
Upload your documents securely
Meet your solicitor by video call for expert legal advice
Receive your signed certificate within 48 hours or faster
We offer transparent, fixed fees:
ILA: £120 + VAT
FastVerify ID Check: £20 + VAT
FastVerify Document Certification: £25 + VAT
Yes. We regularly provide same-day ILA, including evenings and weekends. If you’re working to a deadline, just book and pay online we’ll prioritise your booking and move fast.
Absolutely. Our legal advice is provided by SRA-regulated solicitors, and our certificates are accepted by lenders, banks, and solicitors across England and Wales. We work closely with brokers and finance professionals to ensure full compliance.
To get started, you’ll need:
The agreement you’re signing (e.g. personal guarantee, mortgage deed)
Valid photo ID (passport or driving licence)
Any lender forms or instructions
ILA Appointments Available 📅
Each month, we fund a water pump
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Each month, we fund a water pump
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This website is operated by Go Legal Services Ltd. Fast ILA is a trademark and trading name of Go Legal Services, a professional legal services company registered in England and Wales, company number 15206124. Legal services, including the provision of independent legal advice and solicitor certification, are provided by Spencer West LLP. Fast ILA is a trading name used for online scheduling and administration only. Go Legal is non-regulated with SRA Number: 8006057 and does not provide reserved activities. VAT Number: 460 0154 38.
